Home Development Mutual (PAG-IBIG) Fund has recently announced that areas declared under State of Calamity can now avail of its Calamity Loan fund.
Calamity Loan is a program that provides financial assistance to PAGIBIG member-victims in the calamity-stricken areas.
To be eligible, you must have made at least 24 monthly of contributions. Member is actively paying contributions at the time he applies for a loan, and commits to continuously remit contributions for the term of the loan. A resident of the area which is declared calamity-stricken.
Member is entitled to borrow up to 80% of the Total Accumulated Value (TAV) of his savings. For members with existing MPLs, the outstanding loan balance shall be deducted from the proceeds of the calamity loan.
The loan shall be amortized over a period of 24 months with a grace period of 5 months. Should another calamity occur in the same area, a borrower may renew his calamity loan any time. The outstanding balance of his existing loan, together with any accrued interests, penalties and charges, shall be deducted from the proceeds of the new loan.
The Pag-IBIG member-victim must avail himself of the Pag-IBIG Calamity Loan within a period of 90 days from the occurrence of the calamity.
Requirements to avail PAGIBIG fund calamity loan:
- PAG-IBIG Calamity Loan Form (download HERE)
- Declaration of being affected by calamity Form
- Photocopy of Company ID of borrower
- Photocopy of ID with address
- Photocopy of 1 month latest payslip
- Photocopy of Cedula
Areas that are under State of Calamity
NCR:
- Malabon
- Manila
- Marikina
- Muntinlupa
- Navotas
- Pasay
- Pasig
- Pateros
- Valenzuela
Region III:
- Bugallon, Pangasinan
Region IV-A:
- Laguna
- Cavite
- Batangas (San Luis and Lemery)
- Rizal (San Mateo, Cainta, Rodriguez)
- Bulacan
- Bataan
- Pampanga
- Zambalex
Region IV-B:
- San Jose, Occidental Mindoro
Region VI:
- Vallodolid, Negros Occidental
Region VII:
- Talisay City, Cebu
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bkit p ang quezon city nd pwede mg avail ng calamity loan?
binaha dn kme dto bka nd kyo nghahanap ng mga binaha
anu po ung Declaration of being affected by calamity Form? un po ba ung brgy cert lang? en cheke din po ba yan na makukuha namen or ipapadala n lng sa employer namen,, tnx
pag po sa employer na file ng calamity loan, gaano katagal po makukuha?
Thank You!
Mayor Bistek, malupit ka bakit hindi kasama Q.C? Sana ibang mayor na lang ang nakaupo. Bagay sayo pangalang Bistek da Plastik. Member naman ang magbabayad ng loan hindi ang gobyerno. Gising bistek!!!
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Mayor Bistek be sensitive naman hindi lahat ng nakatira Q.C. hindi binaha at nakatira sa magandang lugar tulad ng tinitirhan mo. Magpasalamat ka maganda tinitirhan mo dahil mayaman ka. Bigyan mo naman ng pangunswelo ang taong bomoto sa’yo ang nagluklok sa sa’yo sa position lalo na yung mga binaha sa Q.C. Wag kang madamot lalo na sa mga pagkakataon ganito at bihirang pagkakataong makatulong ka. Tama si June, hindi ikaw o gobyerno ang magbabayad ng loan, yung borrower mismo at me contribution yan sa Pag-ibig, kuha niyo po ba. Share your blessings at wag mo nga hintayin ikaw mismo biktima bago isama din ang Q.C. under state of calamity.
..at isa pa po hindi lahat ng nabanggit na lugar under state of calamity ay binaha lahat ng nakatira diyan ..pero kabilang sila sa pwedeng mag-avail, di po ba?